An MLM e-wallet is an in-platform account where a distributor's commissions land automatically as they're calculated. From there, funds can be transferred internally to other members, used for repurchases, or withdrawn to a linked bank account - all logged for audit purposes, without needing a separate payment processor for every transaction.
Withdrawal frequency and minimum balance thresholds are configurable - most businesses set a minimum payout amount and a fixed withdrawal schedule (e.g., weekly or monthly).
Yes, distributors link a verified bank account (via KYC) for withdrawals; the wallet itself holds the balance in-platform until a withdrawal is requested.
Yes, most businesses allow distributors to use wallet balance directly for product repurchases, in addition to bank withdrawal.
Yes, for businesses operating in multiple countries, multi-currency wallets with configurable conversion rates are supported.
Wallet transactions require authentication (and can require 2FA for withdrawals), with a full audit log for every transaction to prevent disputes.
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